Project Financing available for Entrepreneurs in Asia with no recourse to repayment, no interest and no equity.


We are one of the leading enterprise in Kandy Sri Lanka. We are pleased to introduce financing in United States Dollars to private entrepreneurs in the Asian Region from my principals in Europe namely SOPAM SA to provide a "SELF FINANCING FACILITY", of 60% from amounts of US$20,000,000.00 (United States Dollars Twenty Million) up to US$500,000,000.00 (United States Dollars Five Hundred Million)with no recourse to repayment of the facility nor any interest thereof, nor any equity position. (please do not construe this offer as an “outright grant”.)



KMR Holdings( Pvt) Ltd. is a registered company in Srilanka, with its objectives to financing Private Entrepreneurs in Srilanka and the Asian region. The main objectives of *****. is to provide a financing technique tailor made to project proponents over an estimated project value of US$ 20,000,000.00, which can be described as follows; 1) Project Financing and 2) Alternate Import Financing Facility, both which requires the commitment of large amounts of capital along with accurate projections in disbursements. Unlike the conventional financing procedures that a client would normally obtain from his bank in servicing such a facility for a long extended period of time, KMR Holdings( Pvt) Ltd.  offers this financing product through their Principals in Switzerland and Luxembourg termed as a “Self Financing Facility” without any recourse to repayment of the capital, no interest charged, nor any equity position requested for and in the course of the transaction until contract signature between our client and our principals no upfront or commitment fees charged whatsoever.

The concept of a financial institution making a profit without charging interest can be a difficult one to grasp for those of us specially in Srilanka as alternatives such as my offer have never presented itself to you earlier, thereby the business sector having to respond to the burden of paying high interest rates, just to have its projects conceived and pushed off the ground, all because we have been brought up in a western-style capitalistic environment. However, numerous financial products and contracts have been developed and are appearing on the market place all the time, based on a number of structures which seek to eliminate the need for interest earning, which has provided better acceptability to a larger
segment of communities the world over in enhancing further a reasonable profit for all business and industrialists concerned, therefore, be a part of it and don’t shun it away, for you can be able to set your projections for an actual profit without limitations in any sphere of business which you wish to embark upon without the fear of loosing your collateral due to non payment of interest specially in a volatile condition as present in Srilanka most of the time.



The basic what is required to get started is a Bank Guarantee preferably from a TOP European Bank or in the alternative an Asian Bank, authenticated by their corresponding bank in Europe. The Guarantee must be valid for a period of 13 months and the funds would be disbursed in 40 weeks (as an example if your requirement is for 70% of US$ 20,000,000.00 this will be disbursed in 40 weeks from the collateral reaching the counters of my principals bank) and after verification and authentication and signing of a duly notarized contract  in  Europe the disbursements would take effect in 14 days thereof every week for a period of 40 weeks  ( weekly disbursements of US$ 350,000.00 X 40 weeks US$ 14,000,000.00 per year) and the Guarantee returned at the 12th month.

procedure on financing   Click here to read more


The contract will specifically mention that the Guarantee will be returned to the issuing bank 15 days prior to expiry unencumbered without any lien or obligation in being called upon for payment, prior to the assigning of the Guarantee my Principals would provide to your company a “LETTER OF INDEMNITY”, upon request, that they do not hold the issuing bank responsible for such payment of the face value of the Guarantee, based upon these contractual obligations, thereafter your bank would be instructed by you to send by SWIFT authentication MT 760 the bank guarantee  from the bank in Europe to effect the transaction.

If and when you are interested to proceed, there would be the requirement for a No circumvention Nondisclosure (NCND) Agreement and a Letter of Intent (LOI) from your company, indicating its interest to proceed as to the conditions provided above and the provision of a Bank Guarantee and the acceptance to pay the loan originating fee of 30% to be deducted at time of disbursements and this must be attached with proof of a letter from the collateral issuing bank addressed to your company, indicating therein their acceptance to proceed with the issuance firstly of a “Pre Advice” of the Bank Guarantee on a cancelled letter paper of the bank. This letter will also require to mention the details of their corresponding bank in Europe which will authenticate the guarantee (names of officers, both of the local Asian Bank and their correspondent bank and contact details must be provided) that such guarantee is available to proceed on. (for your information a “Pre-Advice” is a “non-negotiable document” which is safe for issuance and any bank is aware of its transmission)

On the acceptance of the Pre-Advice of the Bank Guarantee by my principals the next stage would be to authenticate and notarize a contract for the disbursements of the financing amount of 70% of the face value of the Bank Guarantee to be effected with my Principals in Europe with KMR Holdings( Pvt) Ltd.

For your information the financing mechanism, is effected on the Bank Guarantee reaching the counters of the bankers of my Principals overseas, via swift authentication and after verification into their credit facility which will generate the amount required for each disbursement in precisely ten bank working days thereafter to be effected to your account.

This offer will remain valid for a period not extending 10 (ten) working days excluding Sundays from the date of this offer and thereafter it is subject to a reconfirmation and only if you are interested to obtain this financing we look forward within this period to have documents mentioned 3,4,and 5 below in accordance of being able for each others companies to ascertain and establish bilateral business relations and in the event that time is not sufficient please let us have your suggestions and an appropriate time frame to proceed.

Thank you, Dear Sir, for your interest, time and cooperation.
We remain
Yours faithfully

Managing Director


Board of Director

Ranjith Kulatunga. Chairman
Sapumal Pallekumbura Director operations
Michael Peiris Director finance


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